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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Will My Homeowners Insurance Cover Damage To My Yard?

Each homeowners insurance policy is different. Our friendly agent will be happy to review your policy with you to help ensure you have the coverage you need. Generally, homeowners insurance covers a broad range of potential damages that includes the dwelling itself and other structures on the property, such as a fence, shed, or driveway. The following can give you an idea of what is...

5 Ways To Digitize Your Old Home Movies

Memories stay with you for life. But old tapes and film reels aren’t designed to hold them for nearly as long. It’s true that film, VHS tapes, and DVDs can preserve your home movies for years (or decades) in the right environment. But even if they’re stored in a cool, dry place, the materials can deteriorate – leaving your memories irretrievable. Thanks to modern technology,...

Liquor Liability Insurance Vs. Brewery, Vineyard, and Distillery Insurance

Both the popularity and number of craft breweries, vineyards, wineries, and distilleries are on the rise in the U.S. However, these types of businesses can have complicated insurance needs. Any establishment that has a tasting room or serves alcohol needs liquor liability insurance, but that is only the beginning of the coverage you may need. Our knowledgeable agent can help ensure you have the right...

7 Safety Tips For Hanging Holiday Lights

The holidays are here, and all is merry and bright. Before you string the lights, consider these quick safety tips. Light check: Before hanging lights, check for frayed wires and throw them out if anything is exposed. Also replace any missing or burned out bulbs. Look for the “UL®” stamp: Red UL® stamps mean lights are safe for indoor and outdoor use. Green UL® stamps...

Choosing, Transporting, & Caring For A Live Christmas Tree

There's something about the experience of cutting down your family's own Christmas tree that starts the holiday season. But did you know there's a lot to know about live trees? From choosing one to transporting it home and keeping it fresh through the holiday season, there's something we can all learn. That's why we've called in an expert. Richard Palmer, the third-generation owner of Palmer...