J.S. Smith Insurance Agency

Insurance is about making sure you and your family are covered when you need to be. So the advice and service you receive regarding your auto insurance, homeowners insurance, or business/commercial insurance policies should come from someone with your best interests at heart.

As an independent insurance agent in Pittsburgh, J.S. Smith Insurance is free to offer the objective advice needed to make the best decisions about your coverage. Plus you’ll always have an expert on your team if you ever need to file a claim. We put our family’s name on every policy we write, so you can count on us to be fair, friendly and thorough with every service we provide.

Can I Designate Someone Other Than A Family Member As My Beneficiary?

Posted: February 22, 2020

Although many people name family members as beneficiaries on their life insurance policies, it is certainly not a requirement. There are almost no rules restricting who you can choose, and you can change your beneficiary at any time (for example, after a divorce). The only universal restriction for life insurance beneficiaries is age. You cannot name a minor as your beneficiary. To provide a person...

Builders Risk Insurance Vs. Contractors Insurance

Posted: February 19, 2020

If you are in the construction business, you need the right types of insurance coverage to protect yourself. You are likely to need builders risk insurance in addition to contractors insurance. Together, these two forms of coverage can protect you against certain losses. What Is Builders Risk Insurance? Builders risk insurance is designed to cover a contractor’s equipment, materials, and property related to the construction...

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